The standard no-interest period offer for this card is six months on purchases of $299 or more. This is in contrast to the Lowe’s Advantage Card: It offers 5% off everyday purchases at Lowe’s, which is The Home Depot’s major home improvement store competitor. The Home Depot does not offer a straight discount on purchases made with its in-house credit card.
Limited-time discount offers for select purchases.No-interest periods for select purchases.
The Home Depot relies on promotional offers to lure potential customers in a handful of ways: How Can I Save Money With The Home Depot Consumer Credit Card? It also comes with card-specific perks like a first-time purchase discount and an extended returns policy. This card, which often is pitched by Home Depot employees at the checkout counter, offers no-interest or low-interest financing options on select purchases. You can’t use it for purchases at any other retailer. That means that you can use it only for purchases at your local Home Depot store or through the retailer’s app and website. It does not carry a Mastercard or Visa logo. The Home Depot Consumer Credit Card is an in-house store credit card offered by the home improvement retailer. What Is The Home Depot Consumer Credit Card? Alternative Home Improvement Payment Methods.Is the Risk Worth the Potential Reward?.
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